Have you heard of Earnin? If you haven’t, you may be wondering, “Has anyone used it before?” You may be surprised to learn that it is free to download, but it has a few catchy requirements that you need to meet. Firstly, you must have a bank account. To do this, simply choose your bank from a list and enter your online banking login credentials. You cannot use Earnin if you receive payments from another financial institution.
Secondly, you must be employed in order to use the Earnin app. The Earnin app lets you check if you are employed by sharing your GPS location and allowing the company to access your bank account. This way, it is impossible for you to fake your employment. Once the app has verified your employment, you can request for a loan. If the job you are applying for does not fit these criteria, you may be asked to provide a pay stub.
Upon approval, the app will send you the money you need instantly within a few days. Earnin Lightning Speed is an added feature that allows you to access your money instantly. You can also have the money deposited directly into your checking account within minutes. Earnin will deduct your loan amount from your next paycheck, but remember, tips are voluntary, and you’ll have complete control over how much you give.